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Buying A Home
Your Guide to Homeownership
Buying a home is one of the most significant financial decisions you'll make. At *Ezy Loans & Mortgages, we simplify the home-buying process, helping you secure the best mortgage rates and terms tailored to your financial situation. Whether you're a **first-time homebuyer* or upgrading to your dream home, we guide you every step of the way.
Make Your Homeownership Dream a Reality
Why Buy a Home?
Buying your first home can feel overwhelming, but *Ezy Loans & Mortgages* is here to make the process smooth and stress-free. We provide *expert guidance, competitive mortgage options, and access to first-time homebuyer programs* that can help you get into your dream home sooner.
First-Time Homebuyer Incentives & Programs
🔹First-Time Home Buyer Incentive – A government-shared equity program to reduce monthly payments.
🔹Home Buyers’ Plan (HBP) – Withdraw up to $35,000 from your RRSP tax-free for your down payment.
🔹Land Transfer Tax Rebates – Save thousands with rebates available in Ontario and other provinces.
🔹GST/HST New Housing Rebate – Get back a portion of the tax paid on a new or renovated home.
Steps to Buying a Home
01
Get Pre-Approved
Know your budget and lock in a competitive mortgage rate.
02
Find Your Dream Home
Work with a realtor to explore properties within your price range.
03
Make an Offer & Secure Financing
Submit an offer, finalize your mortgage, and prepare for closing.
04
Closing Process
Complete paperwork, inspections, and legal requirements before getting your keys.
05
Move In & Enjoy
Congratulations! You’re now a homeowner.
Learning Centre
Why Choose Ezy Loans & Mortgages?
Access to Multiple Lenders – We connect you with top mortgage providers, ensuring you get the best rates.
Flexible Mortgage Options – Choose from fixed, variable, and hybrid mortgage solutions.
Expert Guidance – We simplify complex mortgage processes and provide tailored advice.
Fast & Hassle-Free Approvals – Get pre-approved quickly with minimal paperwork.
Take the first step towards owning your dream home. Contact us today for a free consultation, and let our mortgage experts help you find the best financing solution for your needs.
